![]() ![]() One simple way to waive the associated fee for Everyday Checking, for example, is by keeping a $500 minimum in the account, a lower bar than some competitors. Reasonable fee waiver for accounts like Everyday Checking: Wells Fargo charges monthly account fees, which can be waived with specific actions or minimum account balances.Wells Fargo has offered fairly large bonuses for its Everyday Checking account for new customers who meet requirements, with higher bonuses for high-deposit customers opening certain other accounts (although current bonus offers may not always be above average). Solid bonus amounts: While some banks offer higher bonuses, others offer lower payoffs.But with certain Wells Fargo promotions, you can receive the bonus in as little as 30 days after you satisfy the requirements. Quick bonus disbursement: Banks can make customers wait 180 days or more to receive a cash bonus.No interest paid on most accessible checking account Your account can’t have a $0 balance in it when Wells Fargo deposits the bonus after that, you can do anything you want with the account.īonus requirements separate from fee waivers After you meet the bonus requirements, Wells Fargo will verify you met them and then deposit the bonus into your new checking account within 30 days. One way to avoid a $10 monthly maintenance fee is by keeping at least $500 in your account each day. If your account balance drops to $0, Wells Fargo will close your account and you won’t be eligible for the bonus. Keep your account open with a positive balance for 90 days.Payments that your friends send you on Zelle and transfers you make from another checking or savings account, for example, don’t count. Direct deposits include automatic payments made to you, usually from your employer or benefits provider. Receive at least $1,000 in direct deposits within 90 days.Opening an account online is easiest, but you can also do so at a branch if you enter your email address on the offer webpage to receive a coupon code. The fine print, on the other hand, says that you can choose any personal checking account except for a Private Bank account. The offer page specifies that you’ll need to open an Everyday Checking account for this offer. Open a new checking account with a minimum $25 deposit.Account fees (e.g., monthly service, overdraft) may apply to Wells Fargo account(s) with which you use Zelle ®. Your mobile carrier's message and data rates may apply. For more information, view the Zelle ® Transfer Service Addendum to the Wells Fargo Online Access Agreement. To send or receive money with a small business, both parties must be enrolled with Zelle ® directly through their financial institution’s online or mobile banking experience. Payment requests to persons not already enrolled with Zelle ® must be sent to an email address. The Request feature within Zelle ® is only available through Wells Fargo using a smartphone. Neither Wells Fargo nor Zelle ® offers purchase protection for payments made with Zelle ® - for example, if you do not receive the item you paid for or the item is not described or as you expected. For your protection, Zelle ® should only be used for sending money to friends, family, or others you trust. Transactions between enrolled users typically occur in minutes. ![]() ![]() checking or savings account required to use Zelle ®. Enrollment with Zelle ® through Wells Fargo Online ® or Wells Fargo Business Online ® is required. ![]()
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